| Loan Information | |||||
| SN | Loan Type | Eligibility | Maximum Duration |
Maximum Amount | Rate of Interest |
| 1 | Home Loan | Applicant have to become share holder of our Bank, must be Indian citizen & competent to contract | 20 Years | Upto Rs. 200.00 lacs | 8.00%** p.a. onwords |
| 2 | Two Wheeler Loans | Applicant has to become nominal share holder of our Bank, must be Indian citizen & competent to contract. | 5 Years | 90 % of Quotation | 11.75% ** p.a.Onwords |
| 3 | Car Loans | Applicant has to become share holder of our Bank, must be Indian citizen & competant to contract | 100 Months | 90 % of Quotation | 8.50%** p.a. Onwords |
| 4 | Udyam Commercial use Vehicle Loan | Applicant has to become share holder of our Bank, must be Indian citizen & competent to contract | 5 Years | 80 % of Quotation | 9.00%** p.a. Onwords |
| 5 | Second Hand Car | Applicant has to become share holder of our Bank, must be Indian citizen & competent to contract | 5 Years | 50% to 70 % of Valuation approved by bank Panel Valuer | 13.00%**p.a. |
| 6 | Education Loan | Applicant has to become share holder of our Bank, must be Indian citizen & competent to contract | Max Up to 12 Years Including Education & moratorium Period | 50 Lakh | 9.00% p.a. For Female Student & 10.00% p.a. For Male Student |
| 7 | Central Sector Interest Subsidy Scheme | Parent’s Income below 4.50 lakh. Applicant must be student of Approved Education Society and other terms and conditions apply. | 144 Months (Including Moratoriam Period Education Period + 1 Year) | 50 Lakh | 9.00%** p.a. Onwrds |
| 8 | Hypothication CC Limit (Working capital limit) | Applicant has to become share holder of our Bank, must be Indian citizen & competent to contract | 1 year | As per the exposure norms of our bank | 9.00%** p.a. Onwards As per Credit Rating |
| 9 | O.D. Against Property (O.D.A.P.) | Applicant has to become share holder of our Bank, must be Indian citizen & competant to contract | 1 year | As per the exposure norms of our bank | 9.00%** p.a. Onwards As per Credit Rating |
| 10 | Loan Against Property | Applicant has to become share holder of our Bank, must be Indian citizen & competant to contract | 12 year | As per the exposure norms of our bank | 9.50%** p.a. On Words As per CIBIL |
| 11 | Ware House Loans / Cash Credit Pledge | Applicant has to become share holder of our Bank, must be Indian citizen & competant to contract | 12 Months | 70 % of the recent valuation of goods kept in the ware house | 11.25%** p.a. Onwords As per CIBIL |
| * Processing Fee Applicable As Per loan Scheme | |||||
| ** Terms & Conditions apply as per bank Policy | |||||