• JALGAON JANATA SAHAKARI BANK LTD., JALGAON
    (Scheduled Bank)

 

Charges & fees

Download Service Charges & Fees Charges & fees

 

Loan Information        
SN Loan Type Eligibility Maximum 
Duration
Maximum Amount Rate of Interest
1 Home Loan Applicant have to become share holder of our Bank, must be Indian citizen & competent to contract 20 Years Upto Rs. 200.00 lacs 8.00%** p.a. onwords 
2 Two Wheeler Loans Applicant has to become nominal share holder of our Bank, must be Indian citizen & competent to contract. 5 Years 90 % of Quotation 11.75% ** p.a.Onwords 
3 Car Loans Applicant has to become  share holder of our Bank, must be Indian citizen & competant to contract 100 Months 90 % of Quotation 8.50%** p.a. Onwords 
4 Udyam Commercial use Vehicle Loan Applicant has to become share holder of our Bank, must be Indian citizen & competent to contract 5 Years 80 % of Quotation 9.00%** p.a.  Onwords
5 Second Hand Car Applicant has to become share holder of our Bank, must be Indian citizen & competent to contract 5 Years 50% to 70 % of Valuation approved by bank Panel Valuer 13.00%**p.a. 
6 Education Loan Applicant has to become share holder of our Bank, must be Indian citizen & competent to contract Max Up to 12 Years Including Education & moratorium Period 50 Lakh 9.00% p.a. For Female Student &
10.00% p.a. For Male Student
7 Central Sector Interest Subsidy Scheme Parent’s Income below 4.50 lakh. Applicant must be student of Approved Education Society and other terms and conditions apply. 144 Months (Including Moratoriam Period Education Period + 1 Year) 50 Lakh 9.00%** p.a. Onwrds 
8 Hypothication CC Limit (Working capital limit) Applicant has to become share holder of our Bank, must be Indian citizen & competent to contract 1 year As per the exposure norms of our bank 9.00%** p.a. Onwards As per Credit Rating
9 O.D. Against Property (O.D.A.P.) Applicant has to become share holder of our Bank, must be Indian citizen & competant to contract 1 year As per the exposure norms of our bank 9.00%** p.a. Onwards As per Credit Rating
10 Loan Against Property Applicant has to become share holder of our Bank, must be Indian citizen & competant to contract 12 year As per the exposure norms of our bank 9.50%** p.a. On Words As per CIBIL 
11 Ware House Loans / Cash Credit Pledge Applicant has to become share holder of our Bank, must be Indian citizen & competant to contract 12 Months 70 % of the recent valuation of goods kept in the ware house 11.25%** p.a. Onwords As per CIBIL
  * Processing Fee Applicable As Per loan Scheme      
  ** Terms & Conditions apply as per bank Policy